Mobile-based ERP systems for the informal economy

Over 60% of global employment is informal

2020 PemPem user growth in
Riau Province, Indonesia

What is PemPem?

PemPem builds a mobile-based Social ERP for informal economies, meaning a mobile-based social network platform for nanobusiness-to-nanobusiness operations in the informal economy (palm oil in Indonesia, for now).


We support a transition out of the informal, cash-based economy into a digital, technology-based one that brings greater efficiency and profit to the value chain, traceability to the supply chain, and sustainability to the sector.

Why the informal economy?

60% of global employment is informal, which means that a large fraction of the global population does not have access to digital tools and organizational structures that help organizations thrive in today’s world. This comes with many downstream consequences, including lack of financial inclusion, missed economic opportunities, human rights abuses, a growing digital divide, and no supply chain transparency. PemPem aims to close these divides through the mobile-based social ERP tools it develops, and the doors that these tools open. 

Why Social ERP?

Individuals in the informal economy often operate as micro-organizations or entrepreneurs, and relationships with other micro-organizations are a fundamental part of their operating model. Our mobile-based ERP tools are therefore developed to operate in a relational network, rendering PemPem’s ERP tools “Social.” 


The Social ERP framework implies that PemPem automatically collects data on transactions across the informal economy. PemPem users can use this data, for example, to generate income histories and credit histories, enabling them to apply for a bank account and bank loans through our FinTech partners. PemPem users can also use this data to establish the origins of their products, and provide information to their buyers (often multinational companies) about the origins of products they buy. As such, PemPem provides supply chain transparency and new insights on informal economies as a by-product. 


PemPem stems from Pemasok-Pembeli

Supplier-Buyer in the Indonesian language